| Bills, final demands, unopened bank statements that fill you with dread, sound familiar, then you're suffering from financial phobia. There are 9,000,000 people who are happy to withdraw cash to spend it, but they avoid opening their bank statements or getting a bank balance because they're petrified of discovering what state their finances are in. I don't know what my overdraft's standing at. I just stuff my bank statements unopened into my filing box, and then eventually I get a letter telling me I've run out of money. Sometimes I put my statements to one side 'cos I'm scared of opening them, because I'm never actually sure how much money I actually have in the bank, 'cos sometimes my overdraft says I have more much, more money than what I actually have. I just try to avoid my bank balance as much as I possibly can. Just, yeah, I don't wanna know how much money I have. The new research says the number of financial phobes is growing, with women, fearing their finances the most. We knew they were having problems, feeling very, in extreme cases, very strong emotional reactions of guilt, anxiety, feeling physically sick or having heart palpitations, and we wanted to know why that was happening. And is it going to get any worse, do you think? We think it might be. We don't yet have a historical perspective on it, it's a very new finding, but we've noticed it's particularly prevalent among young people and if they keep this same attitude and aversion to finance as they go through their lives, then it's going to mushroom in the general population, and at the same time it seems that personal finances are getting more complex, new products coming on to the market, and we think that's an important part of contributing to the problem. And if your finances are out of control, avoiding getting that bank balance won't help you get to grips with your debt. Marcia Hughes, BBC News. | |
| 账单，最后的催款信，未拆开的银行结算表，这一切让你充满恐惧。如果听上去很熟悉，那么你患上了财务恐慌症。有九百万人乐于取钱花钱，但逃避打开自己的银行结算表或得知银行余额，因为得知财务状况后，他们会吓一大跳。 我不知道透支到什么地步了。我只是把我的银行结算表原封不动地塞进文件箱，然后终有一天我收到一封信，告诉我钱花光了。 有时我把结算表丢到一边，因为我害怕打开它们，因为我实际上从来不清楚银行里实际有多少钱，因为有时候我的透支金额告诉我有的钱比，远远比实际有的钱多得多。 我只是尽可能尽量回避银行余额。只是，是的，我不想知道我有多少钱。 新的研究表明财务恐惧人数在不断增加，尤其是女性，最担心她们的财务。 我们知道他们遇到麻烦，在极端情况下，感到非常，非常，强烈情感反应，如内疚、焦虑，感到身体不适或心跳加速，我们想明白这是为什么。 而且这种情况会变得更糟，对吗？ 我们认为可能会是如此。 我们对此没有历史可鉴，它完全是个新发现，但是我们注意到年轻人中尤其普遍。如果年轻人整个一生都对财务持有不变的态度，憎恨不已的话，那么这一问题将在普通大众中迅速蔓延开来。以此同时，个人理财似乎会日益复杂，新产品降价面向大众消费者，我们认为那是与该问题有关的重要部分。 而且如果你财务失控，回避知道银行余额对于努力对付负债是没用的。英国广播之声 Marcia Hughes 的报道。 |
| Bills, final demands, unopened bank statements that fill you with dread, sound familiar, then you' re suffering from financial phobia. There are 9, 000, 000 people who are happy to withdraw cash to spend it, but they avoid opening their bank statements or getting a bank balance because they' re petrified of discovering what state their finances are in. I don' t know what my overdraft' s standing at. I just stuff my bank statements unopened into my filing box, and then eventually I get a letter telling me I' ve run out of money. Sometimes I put my statements to one side ' cos I' m scared of opening them, because I' m never actually sure how much money I actually have in the bank, ' cos sometimes my overdraft says I have more much, more money than what I actually have. I just try to avoid my bank balance as much as I possibly can. Just, yeah, I don' t wanna know how much money I have. The new research says the number of financial phobes is growing, with women, fearing their finances the most. We knew they were having problems, feeling very, in extreme cases, very strong emotional reactions of guilt, anxiety, feeling physically sick or having heart palpitations, and we wanted to know why that was happening. And is it going to get any worse, do you think? We think it might be. We don' t yet have a historical perspective on it, it' s a very new finding, but we' ve noticed it' s particularly prevalent among young people and if they keep this same attitude and aversion to finance as they go through their lives, then it' s going to mushroom in the general population, and at the same time it seems that personal finances are getting more complex, new products coming on to the market, and we think that' s an important part of contributing to the problem. And if your finances are out of control, avoiding getting that bank balance won' t help you get to grips with your debt. Marcia Hughes, BBC News. | |
| zhang dan, zui hou de cui kuan xin, wei chai kai de yin hang jie suan biao, zhe yi qie rang ni chong man kong ju. ru guo ting shang qu hen shu xi, na me ni huan shang le cai wu kong huang zheng. you jiu bai wan ren le yu qu qian hua qian, dan tao bi da kai zi ji de yin hang jie suan biao huo de zhi yin hang yu e, yin wei de zhi cai wu zhuang kuang hou, ta men hui xia yi da tiao. wo bu zhi dao tou zhi dao shen me di bu le. wo zhi shi ba wo de yin hang jie suan biao yuan feng bu dong di sai jin wen jian xiang, ran hou zhong you yi tian wo shou dao yi feng xin, gao su wo qian hua guang le. you shi wo ba jie suan biao diu dao yi bian, yin wei wo hai pa da kai ta men, yin wei wo shi ji shang cong lai bu qing chu yin hang li shi ji you duo shao qian, yin wei you shi hou wo de tou zhi jin e gao su wo you de qian bi, yuan yuan bi shi ji you de qian duo de duo. wo zhi shi jin ke neng jin liang hui bi yin hang yu e. zhi shi, shi de, wo bu xiang zhi dao wo you duo shao qian. xin de yan jiu biao ming cai wu kong ju ren shu zai bu duan zeng jia, you qi shi nv xing, zui dan xin ta men de cai wu. wo men zhi dao ta men yu dao ma fan, zai ji duan qing kuang xia, gan dao fei chang, fei chang, qiang lie qing gan fan ying, ru nei jiu jiao lv, gan dao shen ti bu shi huo xin tiao jia su, wo men xiang ming bai zhe shi wei shi me. er qie zhe zhong qing kuang hui bian de geng zao, dui ma? wo men ren wei ke neng hui shi ru ci. wo men dui ci mei you li shi ke jian, ta wan quan shi ge xin fa xian, dan shi wo men zhu yi dao nian qing ren zhong you qi pu bian. ru guo nian qing ren zheng ge yi sheng dou dui cai wu chi you bu bian de tai du, zeng hen bu yi de hua, na me zhe yi wen ti jiang zai pu tong da zhong zhong xun su man yan kai lai. yi ci tong shi, ge ren li cai si hu hui ri yi fu za, xin chan pin jiang jia mian xiang da zhong xiao fei zhe, wo men ren wei na shi yu gai wen ti you guan de zhong yao bu fen. er qie ru guo ni cai wu shi kong, hui bi zhi dao yin hang yu e dui yu nu li dui fu fu zhai shi mei yong de. ying guo guang bo zhi sheng Marcia Hughes de bao dao. |
| Bills, final demands, unopened bank statements that fill you with dread, sound familiar, then you' re suffering from financial phobia. There are 9, 000, 000 people who are happy to withdraw cash to spend it, but they avoid opening their bank statements or getting a bank balance because they' re petrified of discovering what state their finances are in. I don' t know what my overdraft' s standing at. I just stuff my bank statements unopened into my filing box, and then eventually I get a letter telling me I' ve run out of money. Sometimes I put my statements to one side ' cos I' m scared of opening them, because I' m never actually sure how much money I actually have in the bank, ' cos sometimes my overdraft says I have more much, more money than what I actually have. I just try to avoid my bank balance as much as I possibly can. Just, yeah, I don' t wanna know how much money I have. The new research says the number of financial phobes is growing, with women, fearing their finances the most. We knew they were having problems, feeling very, in extreme cases, very strong emotional reactions of guilt, anxiety, feeling physically sick or having heart palpitations, and we wanted to know why that was happening. And is it going to get any worse, do you think? We think it might be. We don' t yet have a historical perspective on it, it' s a very new finding, but we' ve noticed it' s particularly prevalent among young people and if they keep this same attitude and aversion to finance as they go through their lives, then it' s going to mushroom in the general population, and at the same time it seems that personal finances are getting more complex, new products coming on to the market, and we think that' s an important part of contributing to the problem. And if your finances are out of control, avoiding getting that bank balance won' t help you get to grips with your debt. Marcia Hughes, BBC News. | |
| zhàng dān, zuì hòu de cuī kuǎn xìn, wèi chāi kāi de yín háng jié suàn biǎo, zhè yī qiè ràng nǐ chōng mǎn kǒng jù. rú guǒ tīng shǎng qù hěn shú xī, nà me nǐ huàn shàng le cái wù kǒng huāng zhèng. yǒu jiǔ bǎi wàn rén lè yú qǔ qián huā qián, dàn táo bì dǎ kāi zì jǐ de yín háng jié suàn biǎo huò dé zhī yín háng yú é, yīn wèi dé zhī cái wù zhuàng kuàng hòu, tā men huì xià yī dà tiào. wǒ bù zhī dào tòu zhī dào shén me dì bù le. wǒ zhǐ shì bǎ wǒ de yín háng jié suàn biǎo yuán fēng bù dòng dì sāi jìn wén jiàn xiāng, rán hòu zhōng yǒu yì tiān wǒ shōu dào yī fēng xìn, gào sù wǒ qián huā guāng le. yǒu shí wǒ bǎ jié suàn biǎo diū dào yī biān, yīn wèi wǒ hài pà dǎ kāi tā men, yīn wèi wǒ shí jì shang cóng lái bù qīng chǔ yín háng lǐ shí jì yǒu duō shǎo qián, yīn wèi yǒu shí hou wǒ de tòu zhī jīn é gào sù wǒ yǒu de qián bǐ, yuǎn yuǎn bǐ shí jì yǒu de qián duō de duō. wǒ zhǐ shì jìn kě néng jǐn liàng huí bì yín háng yú é. zhǐ shì, shì de, wǒ bù xiǎng zhī dào wǒ yǒu duō shǎo qián. xīn de yán jiū biǎo míng cái wù kǒng jù rén shù zài bù duàn zēng jiā, yóu qí shì nǚ xìng, zuì dān xīn tā men de cái wù. wǒ men zhī dào tā men yù dào má fán, zài jí duān qíng kuàng xià, gǎn dào fēi cháng, fēi cháng, qiáng liè qíng gǎn fǎn yìng, rú nèi jiù jiāo lǜ, gǎn dào shēn tǐ bù shì huò xīn tiào jiā sù, wǒ men xiǎng míng bái zhè shì wèi shí me. ér qiě zhè zhǒng qíng kuàng huì biàn de gèng zāo, duì ma? wǒ men rèn wéi kě néng huì shì rú cǐ. wǒ men duì cǐ méi yǒu lì shǐ kě jiàn, tā wán quán shì gè xīn fā xiàn, dàn shì wǒ men zhù yì dào nián qīng rén zhōng yóu qí pǔ biàn. rú guǒ nián qīng rén zhěng gè yī shēng dōu duì cái wù chí yǒu bù biàn de tài dù, zēng hèn bù yǐ de huà, nà me zhè yī wèn tí jiāng zài pǔ tōng dà zhòng zhōng xùn sù màn yán kāi lái. yǐ cǐ tóng shí, gè rén lǐ cái sì hū huì rì yì fù zá, xīn chǎn pǐn jiàng jià miàn xiàng dà zhòng xiāo fèi zhě, wǒ men rèn wéi nà shi yǔ gāi wèn tí yǒu guān de zhòng yào bù fèn. ér qiě rú guǒ nǐ cái wù shī kòng, huí bì zhī dào yín háng yú é duì yú nǔ lì duì fù fù zhài shì méi yòng de. yīng guó guǎng bō zhī shēng Marcia Hughes de bào dào. |
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